You walked away from the accident.
Don’t walk away from what you’re owed.
Nobody got hurt. You’re grateful for that. But now you have a car in a shop, an insurance adjuster on the phone, and a number that doesn’t feel right.Here’s what they’re counting on: that you don’t know what you’re actually owed. That you’ll take the first offer. That you’ll move on.Most people do. We exist for the ones who don’t.
The billboard lawyers aren’t coming.
You’ve seen the ads. Personal injury attorneys chasing the big case. The kind with a jury, a headline, and a seven-figure check. They want that case. Yours doesn’t look like that.Nobody got hurt. No bodily injury means no billboard lawyer. So they move on, the insurance company sends a lowball offer, and you’re left holding a repair estimate wondering what just happened.That’s not an accident. That’s a system working exactly as designed. It was designed to work against you.Insurance companies are for-profit businesses. Every dollar they don’t pay you is a dollar they keep. They have adjusters, preferred shops, and decades of experience getting people to accept less than they’re owed.We built Copperhead Law for exactly this gap. The cases nobody else wants. The ones where you survived the accident just fine, then got quietly taken advantage of because you didn’t know your rights.
Most people know about one thing they can recover. Here are all of them.
After a no-injury accident, there are up to six separate categories of money the at-fault insurer may owe you. Insurers are counting on you not knowing about most of them.Repair costs, the real number not theirs
The insurer steers you to their preferred shop. That shop has an incentive to keep estimates low. You are entitled to the actual cost of restoring your vehicle to pre-accident condition.Diminished value
Your car was repaired. It looks fine. But it now has an accident on its record and is worth less than a comparable undamaged vehicle. That loss is recoverable. Your insurer will almost never bring it up.Total loss disputes
If your car was totaled, the insurer puts a number on it. That number is rarely accurate. We challenge it using real market comparables.Loss of use
Every day your car was out of commission, you were owed the cost of a comparable rental. Most people never ask for this. Some don’t know it exists.Towing and storage fees
The cost to tow and store your vehicle while the claim was processed is recoverable. It belongs to you, not the insurer.Personal property damage
Phone, laptop, child car seat, tools. If it was in the vehicle and got damaged, it may be covered. Most people never think to include it.
Simple & painless process.
We handle the paperwork.
Tell us what happened
Fill out the form or give us a call. Tell us what the insurer offered and what the gap looks like. We review it and respond within one business day.We build the file
If you have a recoverable claim, we pull appraisals, document every category you’re owed, and put a formal demand in front of the insurer. You don’t have to manage much. This is what we do.You get paid
We recover what you’re owed. Our fee is a percentage of what we recover. If we don’t get you anything, you owe us nothing.
Find out what you’re actually owed.
Most people who contact us don’t know whether they have a case. That’s fine. Tell us what happened and we’ll give you a straight answer.No pressure, no obligation, no runaround.No bodily injury required. Most cases resolve without going to court. Our fee comes from what we recover, not your pocket. A real person reviews your case within one business day.
Why Copperhead Law Exists
The short version: we got tired of watching insurance companies take advantage of people who didn’t know they had options. So we built a firm specifically for them.
A Message From Our Founder
I’ve been a transactional attorney for years. I’ve watched big institutions use their resources to grind down people who can’t afford to fight back. I’ve seen it in deals, in contracts, and in claims.But nothing made it personal until it happened to my own family.My son had a car he was proud of. It stopped working. What should have been a straightforward repair turned into months of runaround from a company with lawyers, lobbyists, and a playbook designed to delay and underpay. He kept making payments on a car he couldn’t drive. He kept paying insurance on something sitting on a lot. And nobody was coming to help him.I’d seen similar things happen to myself more than once. Watching it happen to him was enough.We go to battle with insurance companies, manufacturers, and anyone else who tries to short-change you on what you’re rightfully owed. That’s not a tagline. It’s the reason this firm exists.
Benjamin J. Brickweg Esq. MBA
Founding Attorney, Copperhead Law
John Boynton IV , Head of Client Services
John brings years of experience running client operations in high-volume legal environments. He joined Copperhead because the mission matched what he’d spent his career believing: that people deserve a real advocate, not a case number in a queue.John manages the client experience from first contact through final recovery. When you reach out to Copperhead, you’ll hear from John.
What We Stand For
Copperhead Law was built around a simple idea: the people who got hurt in an accident get representation. The people whose vehicle got damaged and nothing else, no bodily injury, no headline case, get ignored.That gap is where we work.We take cases where real people are owed real money that a corporation is counting on them not knowing about. Our model is contingency-based. We only get paid when you do. That alignment is intentional. It means we take your case seriously from day one because our outcome depends on yours.
What We Handle
Copperhead Law focuses on automobile property damage claims. These are the cases that arise when an insurance company fails to fully compensate you for damage to your vehicle. No bodily injury required. Here is every category we pursue.
Underpaid Repair Disputes
When you file a claim after an accident, your insurer often directs you to their preferred repair shop. That shop has a financial incentive to keep repair estimates low. The result is an offer that benefits the insurer, not one that makes your vehicle whole.You are entitled to the reasonable and necessary cost of restoring your vehicle to its pre-accident condition. If the insurer’s shop quoted less than that, the difference is recoverable.We obtain independent repair estimates, document the shortfall, and put a formal demand in front of the at-fault insurer. Most cases resolve without litigation.
Diminished Value
Even after a high-quality repair, a vehicle with an accident history is worth less on the resale market than a comparable undamaged vehicle. Buyers pay less. Dealers offer less on trade. That loss in market value is called diminished value, and it is recoverable in Colorado.Insurers are not required to volunteer this. Most never bring it up. Most claimants never know to ask.We work with certified independent appraisers who compare your vehicle’s pre-accident fair market value to its post-repair value using dealer transaction data and comparable sales. Structural or frame damage significantly increases this figure, even when the repair looks flawless. The appraiser’s certified report becomes the foundation of our demand to the insurer.
Total Loss Disputes
If your vehicle is declared a total loss, the insurer is required to pay you the fair market value of the vehicle immediately before the accident. Their valuation is routinely understated.Insurers use their own valuation tools and selected comparables to arrive at a number. Those tools are not always accurate and the comparables they select are not always fair. Taxes, title, and registration fees are often excluded from the initial offer entirely.We challenge the insurer’s total loss valuation using independent market data, certified appraisals, and dealer transaction records, and we pursue the full recovery including fees that were left off the initial check.
Loss of Use
While your vehicle was being repaired, or after it was declared a total loss, you were entitled to the cost of renting a comparable vehicle for every day your car was unavailable. Not whatever reimbursement the insurer offered. A comparable vehicle, every day.This is one of the most overlooked categories of recovery. Supply chain delays and parts shortages have made these claims significantly larger in recent years. A vehicle sitting at a shop or dealer lot for four or five months while you make payments and carry insurance on something you cannot drive represents a substantial recoverable amount.We document the full loss-of-use period and recover the daily comparable rental rate for every day your vehicle was out of commission.
Towing and Storage Fees
The cost to tow your vehicle from the accident scene and store it while the claim is being processed is recoverable under the at-fault party’s liability coverage. Storage fees accumulate quickly, particularly when insurers delay the claims process.We include towing and storage in every applicable claim to ensure nothing is left on the table.
Personal Property Damage
Items inside your vehicle that were damaged in the accident may be covered under the at-fault party’s liability claim. Phones, laptops, child car seats, tools, equipment, and other personal property are all potentially recoverable.Most people never think to include personal property in their claim. Insurers rarely prompt them to. We review every case for personal property losses and include them in the demand.
Uninsured and Underinsured Motorist Property Damage
If the at-fault driver had no insurance, or not enough insurance to cover your damages, you may be able to recover through your own uninsured or underinsured motorist property damage coverage.Your own insurer is still a for-profit business. Even on a claim against your own policy, they have an incentive to minimize the payout. We pursue the full scope of your recovery against your own carrier using the same process we apply to third-party liability claims.
Not sure if your situation qualifies?Tell us what happened and we’ll give you a straight answer.
Get Your Free Case Review.
Most people who contact us don’t know whether they have a recoverable claim. That’s fine. Tell us what happened and we’ll give you a straight answer. No pressure, no obligation, no runaround.
Copperhead Law is a Colorado law firm. This website is attorney advertising. Contacting us through this form does not create an attorney-client relationship. Please do not submit confidential information until an attorney-client relationship has been established. We cannot guarantee results. Response times may vary.
You're in the right place.
We got your message. A real person will review your case and get back to you within one business day.In the meantime, if you want to understand more about what you may be owed, take a look at what we handle.Copperhead Law. We go to battle so you don't have to.